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Does My Insurance Cover Dental Emergencies?

Dental insurance can be confusing, but when a dental emergency happens and you’re in the middle of a panic, it can be even more confusing. Here, so that you won’t have to worry about it when an emergency arises, we will try to help you answer the question: does my insurance cover dental emergencies.

brown haired girl wearing a coat holding her jaw with both hands in pain

What Is a Dental Emergency?

Before we get into whether your dental insurance covers dental emergencies, let’s discuss what a dental emergency is. Dental emergencies can be a number of things. Some of the most common include a cracked tooth, chipped tooth, toothache, knocked out permanent tooth, broken tooth, or split tooth. Other dental emergencies not necessarily having to do with a tooth include a bitten tongue or getting an object stuck in the mouth or between teeth. In all of these situations you will need to seek the help of a dental professional.

How to Know If Your Insurance Covers Dental Emergencies?

Take a look at your insurance policy and explanation of benefits, which should spell out exactly what is covered by your dental insurance provider. In a lot of cases, your insurance will cover at least part of your trip to the dentist for a dental emergency. However, you may have to pay more if you need to go after hours or if you can only get in to see a dentist that is out of your insurance network.

At Romeoville Dental Center, we are dedicated to providing you with the best dental health care that is also cost-efficient. We are very insurance friendly and have a staff that is happy to track and file your claims so that you can maximize your benefits. We also have flexible options so that you can break up your out-of-pocket expenses with CareCredit Financing. After an easy online application, you could be on your way to extended and zero-interest payments, no pre-payment penalties, and financing as much or little as you want.

How Can You Avoid Dental Emergencies?

Though accidents happen and you can’t prepare for every situation, there are some dentist-recommended ways to avoid injury and accident to your teeth. If you play sports or any type of recreational activity, be sure to wear a mouthguard while playing so that you avoid any knocked out or broken teeth. Additionally, if you grind your teeth, you should wear a nightguard to stop you from wearing away at your enamel which could contribute to dental emergencies in the future. To avoid cracking a tooth, stay away from hard candy and popcorn kernels and don’t chew on ice because all of these can crack your tooth. Finally, and this should go without saying, never use your teeth to cut things or to open bottles.

If you have any questions about your insurance or dental emergencies, contact us today! And remember to always come see us in any dental emergency.

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