638 N. Independence Blvd.
Romeoville, IL 60446
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Call: (815) 886-0875

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Do You Need a Dental Insurance Plan?

Dental benefits claim form with glasses and ballpoint pen

As the year is coming to an end, it’s time to plan for the next one. For many of us, this includes decisions about health and dental insurance plans.

Whether you’re looking to choose a dental insurance plan or change your current plan for the upcoming year, consider these important factors before you decide what will work best.

Review Your Current Dental Insurance Plan

If you have treatment outstanding, please reach out to us soon so that we can complete it before the year is out, especially if you have already met your deductible for the year.

Plan Ahead for Next Year

A woman using a pen writing on bank account book while holding the bills to calculate expenses
If you have children or are prone to dental disease, a dental insurance plan may be a good idea.

Some people choose to forgo dental insurance. If you’re wondering whether or not you really need it, you’ll have to do some math to figure it out.

First, add up the cost of monthly premiums and copays required during the year. Then, weigh that against the full-price total for the same services, including preventive care. Which of the two costs more?

If you have children or are prone to dental disease, a dental insurance plan may be a good idea as it may help to reduce out-of-pocket expenses for your household.

What to Consider When Choosing a Dental Insurance Plan

When selecting a dental insurance plan, there are several factors you want to keep in mind:

  • Pre-existing conditions: Read the fine print because some plans exclude pre-existing conditions.
  • Waiting periods: Sometimes, you’ll have to wait six months to a year before your coverage starts.
  • Limitations: Some plans will cover only one crown or implant per year. If you know you’re going to need a significant amount of dental care, definitely be sure to review these details.
  • Maximum coverage: Typically, once a deductible is met, most dental insurance plans will only cover about $1,500 per year.
  • Copays: Even after your deductible is met, there will likely be copays. Depending on the service and provider, copays usually run anywhere from 50%–80% of the total.

We’re Always Here to Help

Just know that whether you choose to have dental insurance or not, we’re here to help! To schedule your end-of-year visit, complete our contact form or call our office at 815-886-0875.




Selena Nunez
Selena Nunez
October 22, 2022.

Hands down the best dental office to receive your dental and cosmetic needs. The staff is always very friendly and welcoming. It’s also so nice knowing that they have 3 amazing doctors on staff who know their craft. No matter which provider you see, you just know you’re in great hands. My last visit was with Dr. Sheikh for Botox. She’s very thorough and has a keen eye for detail. I’m two weeks out from my Botox treatment and let me just say, my skin has never felt so smooth or looked as radiant as it does now. Always a pleasure visiting Dr. Sheikh!

Victoria esposito
Victoria esposito
October 2, 2022.

Please look no further! This entire office has their act together. I’ve been seeing Dr Sheikh and she is so patient and gentle.She is also a perfectionist and listens to your concerns and delivers options. I’ve also seen Dr Nina and Dr Patel and certainly no complaints with either of them. I’ve had 3 crowns and numerous fillings and no problems with any of the work. Thanks for building my complete confidence!

Nancy Sauer
Nancy Sauer
September 29, 2022.

Today I had a great visit at Romeoville Dental! Anna and Jaime are wonderful, and so is Dr. Nina. The desk staff are very welcoming. It's always so enjoyable to come here.

Daniel Gonzalez
Daniel Gonzalez
September 28, 2022.

Excelente servicio

Neshelle Baker
Neshelle Baker
September 25, 2022.

I love Romeoville Dental Center! I’ve been here about 4 times and had a different hygienist and dentist each time. The entire team is amazing, every single person has always been caring, gentle and friendly. I highly recommend.

Gianna Munoz
Gianna Munoz
September 24, 2022.

By far the best dentist office I’ve been to. I love the patient care and the whole staff.

Phyllis Lanphear
Phyllis Lanphear
September 24, 2022.

The office staff and dentists are just awesome!! They take time to talk with you and make you feel so comfortable.